Purpose: To provide opportunities for modest-income families to become first-time home-buyers

Goals:
- To increase the number of modest-income families becoming home-owners
- To make home ownership affordable by selling new homes at approximately 70% of appraised value
- To make new home ownership monthly cost approximately the same or less than the rent for the same size apartment/house
- To decrease the down-payment as a barrier for home ownership by only requiring a minimum of $1200 down payment.
- To develop strategies for homeless persons to own a house.